Ruskin Homes with Buyer Approval Required Community Features

Ruskin Homes with Buyer Approval Required Community Features

Welcome to Ruskin, Florida – a hidden gem nestled in the heart of Hillsborough County. This charming coastal town offers a perfect blend of suburban tranquility and vibrant community spirit. With its picturesque waterfront views along Tampa Bay, Ruskin is a haven for outdoor enthusiasts, boasting a variety of parks, boat ramps, and nature trails. Whether you're fishing, kayaking, or simply enjoying a sunset stroll, the natural beauty of Ruskin will captivate you.

Ruskin is not just about scenic views; it’s a community that thrives on connection. The town hosts various local events and festivals that bring residents together, fostering a warm and inviting atmosphere. Families will appreciate the excellent schools and recreational facilities, making it an ideal place to raise children.

For those considering a move to Ruskin, the homes here are part of a Buyer Approval Required community, ensuring a level of quality and care within the neighborhood. These communities are designed with features that enhance the living experience, including well-maintained common areas, community pools, and clubhouses where neighbors can gather and build lasting friendships.

Imagine living in a place where the sun shines year-round, and the community feels like family. Whether you’re looking for a cozy bungalow or a spacious family home, Ruskin offers a variety of options to suit every lifestyle. Come discover the charm of Ruskin, where your dream home awaits in a community that truly feels like home.

Newest Ruskin Homes with Buyer Approval Required Community Features

$104,000
2 Beds ⋅ 2 Baths ⋅ Ruskin Colony Farms 3rd Add SubDv. ⋅ 33570 Zip Code
TURNKEY FLORIDA OASIS!! GATED 55+ COMMUNITY. Move right into this spacious, FULLY FURNISHED 2BR/2BA home designed for comfort and effortless entertaining. Lots of natural light with a bright OPEN FLOOR PLAN, large kitchen, dining and living room combo. Private guest suite featuring a dual access full bathroom with TUB/SHOWER combo. PRIMARY ENSUITE with tub/shower combo. Expansive FLORIDA ROOM with a designated AC unit could double as a THIRD BEDROOM if you like. Large custom built SCREENED LANAI for outdoor relaxation comes fully furnished as well with outdoor seating arrangement. 2-CAR CARPORT and a handy workshop/laundry room combination. Updated SUBFLOORS and recently maintained METAL ROOF for peace of mind. Fun loving 55+ community, community pool, recreation area, and shuffleboard courts available for your pleasure. Home is located directly across from the community pool and shuffleboard courts! Plus, you're just 30 minutes from the beach, Downtown Tampa, Sarasota and the airport. Comes FULLY FURNISHED, just bring your suitcase!!! Cats and SERVICE ANIMALS WELCOME. Request your showing today. You deserve this!!

1710 7th Street Sw Unit 2, Ruskin
$290,000
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 02 SubDv. ⋅ 33570 Zip Code
Opportunity is knocking! This spacious 3-bedroom, 2-bath home offers nearly 1,900 square feet of living space, which includes a dedicated office, additional formal dining room or flex space and a 2 car garage. Situated on a corner lot, the home features granite countertops, stainless steel appliances and breakfast bar island. This functional floor plan provides plenty of room to make it your own and the peace of mind of a new roof installed in 2025. Ready for a fresh new look, this home offers a fantastic opportunity to build instant equity with cosmetic updates and personal touches. Priced to sell fast, it's an excellent option for buyers looking for space, value, and potential. Bahia Lakes residents enjoy a community pool and cabana, parks & recreational areas and poolside pavilion overlooking the lake. The convenient South Shore location places you just minutes from I-75 and US-41 for an easy commute to Tampa, Bradenton, Sarasota, and MacDill Air Force Base. You'll also be close to shopping, dining, waterfront parks, and marinas. Enjoy waterfront sunsets and casual dining at nearby Sunset Grill, or experience authentic Cuban cuisine at Ybor Grille—just two of the local favorites that make Tampa Bay such a wonderful place to call home. Florida's beautiful Gulf Coast beaches are also within easy reach for weekend adventures. Don't miss this incredible opportunity to add your own personal touch and create the home you've always envisioned. Schedule your private showing today!

820 Parker Den Drive, Ruskin
$324,000
3 Beds ⋅ 2 Baths ⋅ Bahia Lakes Ph 1 SubDv. ⋅ 33570 Zip Code
Welcome to 1111 Seminole Sky Drive in the desirable Bahia Lakes community! This well-maintained 3-bedroom, 2-bath home offers 1,360 square feet of comfortable living space with an open-concept floor plan designed for today's lifestyle. Soaring ceilings and abundant natural light create a bright, inviting atmosphere from the moment you step inside. The spacious kitchen is the heart of the home, featuring granite countertops, 42-inch cabinetry with crown molding, stainless steel appliances, a breakfast bar, and pantry, all overlooking the living and dining areas?perfect for entertaining family and friends. The split-bedroom layout provides privacy, with a generous primary suite offering a walk-in closet and private bath. Two additional bedrooms and a full bath provide flexibility for guests, a home office, or growing families. Enjoy Florida living year-round in the screened lanai overlooking a fully fenced backyard with no rear neighbors, creating a peaceful setting for relaxing, grilling, or entertaining. Additional highlights include hurricane-impact windows, solar panels for enhanced energy efficiency, a two-car garage, and mature landscaping. Residents of Bahia Lakes enjoy outstanding community amenities including a resort-style pool, playground, scenic walking paths, and convenient access to marinas, Little Harbor, shopping, dining, beaches, and major highways for an easy commute to Tampa, St. Petersburg, and Sarasota. This move-in-ready home offers the perfect combination of comfort, value, and location. Schedule your private showing today!

1111 Seminole Sky Drive, Ruskin
$408,999
6 Beds ⋅ 3 Baths ⋅ Hawks Point Ph S-2 SubDv. ⋅ 33570 Zip Code
NEW ROOF being installed in August! Welcome Home: A 6-Bedroom Retreat with Room for Everyone! Space. Storage. Privacy. This 2-story, 6-bedroom, 3-bathroom home offers over 3,000 SQFT of thoughtfully designed living space — and it truly feels HUGE from the moment you walk in! Step inside to an OPEN FLOOR PLAN with HIGH CEILINGS and LVP FLOORING flowing through almost every room. The kitchen is an entertainer's dream — with TONS of cabinet space, TWO walk-in pantry areas, and a cozy eat-in space for casual mornings. You'll also have both a living room AND a separate family room/dining combo, so there's always room to spread out — whether it's movie night, a home office day, or hosting the whole family. Need a guest suite? There's a bedroom and full bathroom right on the first floor — perfect for visitors, in-laws, or multi-generational living. Upstairs, the primary suite is a true retreat, featuring TWO WALK-IN CLOSETS (so nobody has to share!), a garden tub, a separate standing shower, and dual sinks. The laundry room is conveniently located upstairs too, along with a room that's already been transformed into the perfect home office. And don't miss the adorable under-the-stairs nook turned into a second home, perfect for a playhouse or doggie home, but easily converted into extra storage if you need it! Out back, your SCREENED-IN LANAI overlooks a peaceful reserve, meaning NO REAR NEIGHBORS — just privacy and green space that makes your lot feel twice as large. The HVAC and hot water heater have BOTH been updated within the last couple of years! Plus Storm Windows. This home sits in a GATED community with a RESORT-STYLE POOL, playground, and LOW HOA fees — and you're just 4 MINUTES from I-75, making commutes to Tampa or Sarasota a breeze. Homes with this much space, privacy, and updates don't come around often — you need to see this one TODAY! *Eligible for several 0 down payment loan options*

909 Meadow Glade Drive, Ruskin
$409,000
4 Beds ⋅ 4 Baths ⋅ Shell Cove Ph 2 SubDv. ⋅ 33570 Zip Code
Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities. Please note: An assumable loan can be assumed by anyone, not just a VA borrower.

528 Ocean Spray Drive, Ruskin
$499,990
5 Beds ⋅ 3 Baths ⋅ Mira Lago West Ph 3 SubDv. ⋅ 33570 Zip Code
525 19th Street, Ruskin | 5 Bed | 3Bath | 3,300 SF | 2-Story | Designer Remodel | 2 Car Garage | Mira Lago Completely rebuilt from the studs, this extraordinary designer home in the gated community of Mira Lago delivers a rare level of craftsmanship and intentional detail. Designed by Dutch designer Johanna Delwiche, whose work has been featured on HGTV, the open-concept main living areas feature exposed ceiling beams, recessed LED lighting, and curated finishes that create a warm, elevated atmosphere throughout. The show-stopping kitchen is the heart of the home, showcasing brand-new custom cabinetry and premium appliances. A formal dining room, dedicated office, and spacious loft give you the flexible layout to work, gather, and unwind. All five bedrooms, including the luxurious primary suite, are conveniently located upstairs. On the main level, a versatile flex room featuring a built-in Murphy bed provides the perfect space for a private in-law suite, guest quarters, or home office. The primary suite is a private retreat with peaceful water views, a freestanding soaking tub, built-in bidet, two separate walk-in closets, and a modern suspended fireplace. The main-floor bedroom includes a brand-new Murphy bed, making it ideal for guests or multigenerational living. Hurricane-impact windows throughout. Available furnished or unfurnished. Mira Lago is a gated community in Ruskin featuring a resort-style pool, playground, and basketball court -- with low HOA fees, low CDD fees, and Flood Zone X designation. Little Harbor Marina is two minutes away. E.G. Simmons Park with boat ramps, canoe rentals, and picnic areas is right around the corner. Waterfront dining, beaches, and local entertainment are all within easy reach. What the Seller Loves: The craftsmanship in this home is something you feel the moment you walk in -- from the beams overhead to the suspended fireplace to the soaking tub with water views. It is a one-of-a-kind space that we had to work hard to leave.

525 19th Street Nw, Ruskin
$169,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Now is your chance to own a turnkey, fully furnished WATERFRONT condo in the master planned community of Little Harbor. This beautifully updated and spacious condo with its king size bed, couch, full size refrigerator, microwave, and dining table and chairs provides a comfortable stay for owners/guests who relish Resort style amenities. The balcony welcomes you morning or night to enjoy coffee/refreshments as you watch motor yachts and majestic sailboats traveling to and from the open waters of Tampa Bay. Within a few steps walk to one of two heated pools and two waterfront restaurants. This unique community located directly on Tampa Bay has a half mile of white sand BEACH, a playground, bocce and shuffleboard, a basketball court, tennis and pickleball courts, fitness center, clubhouse, and the two heated swimming pools. A beach front expanded tiki bar, indoor restaurant, as well as outdoor patio seating offer extraordinary Sunsets and live music weekly. This destination Resort type of lifestyle also has 2 deep water marinas along with a high & dry with slip availability. Freedom Boat Club is an additional option located on the property. A BOATER'S paradise with direct access to the Bay/Gulf. Nature enthusiasts enjoy canoeing & kayaking on the River and canals. FISHING mecca with daily charters also available. Onsite rentals of watersports - paddle boards, jet skis, etc. This condo represents an excellent opportunity as a vacation property, second home or investment. Property management available - DAILY rentals allowed - or can be self-managed. Convenient location - approximately a half hour drive to Tampa, St. Petersburg, Sarasota. Shopping, hospitals, restaurants, and golf courses nearby. Taxes INCLUDE CDD. Don’t hesitate another minute - call today to schedule an appointment to view this lovingly maintained condo and start enjoying the Florida lifestyle!

611 Destiny Drive Unit 403, Ruskin
$129,000
1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
Visit the beach from out your front door every day of the week or enjoy a great investment property. This is your excellent opportunity to own a spectacular waterfront condominium located in Little Harbor. It is known for its tranquil, natural beauty along with plenty of recreational amenities. Occupants can experience resort-style living with two heated swimming pools, a playground, a fitness center, and tennis/pickleball courts. You will find so much to do while staying here! There is a beach front tiki bar, restaurants, beach front seating with fantastic sunsets and live music weekly to meet your social lifestyle. In addition, canoeing and kayaking are available for nature enthusiasts! Larger boating fanatics will appreciate the nearby deep-water marina with the ability to rent high & dry boat storage or optionally join the Freedom Boat Club. This cozy furnished unit is on the second floor and just a few steps to the pool which faces Tampa Bay. This offers an open floor plan living area. New air conditioner. Perfect for relaxing with a private balcony where you can view Tampa Bay with its amazing sunsets. Excellent location within easy driving distance for all of Tampa Bay and Sarasota with restaurants, shopping centers, golf courses, hospitals and much more!

611 Destiny Drive Unit 204, Ruskin
$180,000
2 Beds ⋅ 2 Baths ⋅ Ruskin Colony Farms 3rd Add SubDv. ⋅ 33570 Zip Code
Come enjoy your retirement at Riverbreeze Estates, a 55+ cooperative community in Ruskin. Situated on a quiet, private corner lot, this unique double-wide home—featuring 2 bedrooms and 2 bathrooms—awaits its next owner. NEW UPGRADES: a hurricane-reinforced carport with exclusive golf cart access. Its open-concept layout offers a spacious feel, complemented by a newly remodeled modern kitchen, a walk-in closet, and a double-glass-door entryway that floods the home with natural light, creating a warm and inviting atmosphere; the home also boasts solid construction. Community amenities include a clubhouse with a full schedule of organized activities, a large heated community pool, shuffleboard courts, and a fenced storage area for RVs and boats. Buyer approval is required. One indoor-only pet cat or a service animal is permitted. The community is strategically located near US-41 and I-75, providing easy access to Bradenton, Sarasota, Tampa, and St. Pete for shopping, beaches, and dining. OWN THE LAND—furniture included! Schedule your visit today!

1710 7th Street Sw Unit 50, Ruskin
$275,000
2 Beds ⋅ 2 Baths ⋅ Bahia Del Sol A Condo SubDv. ⋅ 33570 Zip Code
Welcome to paradise at Bahia Del Sol! Lowest priced unit on the bay side! Open bay views and downtown skylines! This beautifully maintained 2-bedroom, 2-bath waterfront condo offers the perfect blend of coastal charm and resort-style living in Little Harbor. Featuring an open and airy floor plan with approximately 1,095 square feet, this inviting residence is designed for effortless relaxation and entertaining. Wake up to tranquil water views, enjoy tropical breezes from your private retreat, and experience breathtaking Florida sunsets just steps from the bay. The spacious living and dining areas flow seamlessly into a bright Florida room, creating the ideal space to unwind after a day on the water. Located in the sought-after Little Harbor community, residents enjoy access to waterfront dining, a heated pool, tennis courts, marina access, fishing, and endless boating opportunities on Tampa Bay. Whether you’re searching for a full-time residence, vacation getaway, or income-producing investment, this coastal gem checks every box. Live every day like you’re on vacation — where waterfront living meets laid-back luxury.

818 Bahia Del Sol Drive Unit 28, Ruskin
$498,900
3 Beds ⋅ 3 Baths ⋅ Antigua Cove Ph 3b SubDv. ⋅ 33570 Zip Code
Discover this well-designed single-story Lennar-built Venice model in Antigua Cove within the Southshore Yacht Club community of Ruskin, offering 3 bedrooms, 2.5 bathrooms, and approximately 1,985 square feet, built in 2024, with manufacturer warranties remaining on appliances. The open-concept layout features a spacious living and dining area with high ceilings, ceramic tile flooring, and abundant natural light, creating a clean and functional flow for everyday living. The kitchen serves as the centerpiece, anchored by an oversized island, solid wood cabinetry, stone countertops, and built-in appliances, making it both a functional workspace and a natural gathering point. The primary suite is positioned as a private retreat within the split-bedroom design, offering a walk-in closet and a well-appointed en-suite bath. Tray ceilings and recessed lighting act as a subtle design focal point, while cohesive finishes throughout contribute to a clean, modern aesthetic. Outdoor living is a standout feature, featuring a covered and screened lanai and a fully fenced backyard, backing to a conservation area that provides added privacy and a natural, open setting. The coastal-inspired exterior presents a strong architectural highlight, complemented by a paver driveway, landscaping, and an elevated entry. Additional enhancements such as an in-wall pest control system, water softener, and water purification system provide elevated details that support everyday convenience. Large sliding glass doors create a seamless transition between indoor and outdoor living, acting as a defining feature that enhances natural light and flow. Southshore Yacht Club delivers a true waterfront lifestyle centered around boating, recreation, and everyday convenience, serving as a distinctive element of this property. Residents enjoy direct access to Tampa Bay and the Gulf with no locks, along with a private marina offering boat slips with water and electricity. The community is designed around coastal living, with opportunities for fishing, kayaking, paddle boarding, and sunset views along the water. Resort-style amenities include a waterfront clubhouse, expansive pool, fitness center, and social spaces, while nearby waterfront dining and golf cart accessibility enhance everyday living. Walking paths, green spaces, and a well-planned layout create an active and connected environment. The location places you within convenient reach of St. Pete, Apollo Beach, and Tampa, offering access to beaches, shopping, dining, and major roadways. This property’s combination of thoughtful design, privacy, and coastal setting stands as the feature that sets it apart, delivering a balanced Florida lifestyle within a premier waterfront community.

1071 Seagrape Drive, Ruskin
$275,000
1 Beds ⋅ 1 Baths ⋅ Island Resort At Mariners Club SubDv. ⋅ 33570 Zip Code
ALMOST HEAVEN WATCHING THE SUN SET OVER TAMPA BAY FROM YOUR FRONT PORCH WITH DIRECT VIEW! SANDY BEACHES, FISHING PIER, PLAYGROUND, TENNIS COURTS, FITNESS CENTER AND TWO POOLS. TIKI HUT IS DIRECTLY ON THE BEACH AND LIVE MUSIC WEEKLY. TWO DEEP WATER MARINAS ALONG WITH A HIGH AND DRY WITH SLIP AVAILABILITY. BOATER'S PARADISE WITH EASY ACCESS TO TAMPA BAY, ALTHO THE FISHING IS GOOD FROM PIER OR UNDER THE BOATS. BIG SNOOK ARE ALL OVER JUST WAITING FOR YOU. DAILY CHARTERS ARE AVAILABLE, ALONG WITH CANOES AND KAYAKING IN THE RIVER OR CANALS. ON TOP OF ALL THESE AMENITIES IT IS JUST A SHORT DRIVE TO TAMPA TO THE NORTH AND SARASOTA TO THE SOUTH. NO NOISE, JUST PEACEFUL BIRDS YELLING! WATCH THE DOLPHINS PLAY AND THE MANATEE!! YOU WILL NEVER WANT TO LEAVE! Please note:picture of bathroom is from the bath down the hall which is shared by all floor.

611 B Destiny Drive, Ruskin
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